When it comes to travel insurance, many travelers often grapple with the question: to buy or not to buy? But what if we told you that you could enjoy robust travel insurance for free, simply by booking your trip with the American Express Platinum Card? Yes, you read that right! Here’s how we’re covered for travel insurance at no extra cost, thanks to our trusty AMEX card.

1.Trip Delay Insurance

Ever experienced the frustration of a delayed flight or an unexpected overnight stay due to weather-related cancellations? With the American Express Platinum Card, you don’t have to sweat the small stuff. This card offers complimentary trip delay insurance, covering you when you encounter travel delays. Whether it’s a flight delay due to mechanical issues or an unforeseen overnight stay, American Express has your back. They provide trip delay reimbursement of up to $500 per covered trip that’s delayed for more than six hours. Better yet, this coverage applies to you, your family members, and traveling companions as long as you purchase the trip with your AMEX Platinum Card.

2. Trip Cancellation and Interruption Insurance

Life is unpredictable, and sometimes plans change. If your trip is canceled or interrupted for a covered reason, the American Express Platinum Card has you covered. You can receive a maximum of $10,000 per covered trip and up to $20,000 per eligible card in a 12-month period. This insurance kicks in when your trip is canceled or interrupted due to covered situations, forcing you to forfeit prepaid, nonrefundable reservations. Make sure to check your specific reason against your policy to ensure it’s covered.

3. Premium Global Assist Hotline

Traveling more than 100 miles from home? You can rely on the Global Assist Hotline provided by the AMEX Platinum Card 24/7. They offer assistance with medical, legal, financial, or other select emergency services coordination and assistance. Moreover, if approved and coordinated by the Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost to you. It’s peace of mind when you need it most.

4. Baggage Insurance Plan

Lost, damaged, or stolen baggage can put a damper on your trip. But with the American Express Platinum Card, you’re covered. You can enjoy baggage insurance coverage of up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage. This coverage applies to eligible lost, damaged, or stolen baggage during travel on a common carrier vehicle (such as a plane, train, ship, or bus) when the entire fare for a ticket on the trip is charged to your eligible card.

5.Car Rental Loss and Damage Insurance

Renting a car? The AMEX Platinum Card offers car rental loss and damage insurance of up to $75,000 for theft of or damage to eligible rental vehicles. This insurance applies when you use your AMEX Platinum card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the rental car company. It’s essential to note that this insurance provides secondary coverage and does not include liability coverage.

Final Thoughts

Coverage limits and requirements for reimbursement can vary based on the specific situation you have, so consult your card’s detailed benefits at americanexpress.com/benefitsguide for full details.

So, if you have an American Express Platinum card, the next time you book travel, use your AMEX to pay for free travel insurance coverage. If you don’t have an AMEX and want to apply, click here to learn more. In conclusion, the American Express Platinum Card is not just a means of payment; it’s your ticket to comprehensive travel insurance coverage. With these benefits, you can travel with confidence, knowing that you’re protected from a variety of unexpected situations without paying extra for separate travel insurance. Safe travels!